I've never owned a 12, but over the years have had plenty of opportunities to play several of them.

"Easy to fingerpick"? I don't think so. For truly "clean" picking, you need to develop a touch that will sound both strings of each pair without touching either string of either adjacent pair.

I'm sure this can be accomplished, eventually, assuming that as the owner you will be playing/practicing regularly; for an occasional player like myself, picking up a different 12-string, belonging to a different friend, only on rare occasions, it's tricky.

Also, as noted above, on the four lower pairs of strings ("courses"?), where the two strings are tuned an octave apart, it makes a considerable difference in the sound whether the pair is played with an upstroke or downstroke. Standard fingerpicking technique would have you play your bass strings (3 of the 4, if not all 4, of the "octave-apart" courses) downstroking with the thumb. Conversely, you generally play your treble strings (the top two "unison" courses, plus the G/g octave pair) upstroking with your finger(s).

Admittedly, this is a pretty subtle distinction, and one you may not be able to do much about ~ but it's an interesting observation, and there may be songs/passages where you'll want to play certain notes on the middle courses (D/d and G/g) a certain way, either down with the thumb or up with a finger.