I don't think disasters are God's will. Insurance companies are happy to think so. You see they all have a contractual clause that says they don't have to pay you if the accident was God's will. The fancy term for this is Force Major. So officially for AIG and every other insurance company in the world, Haiti won't get a dime of insurance benefits since an earthquake is God's will.

AIG should not have the power to decide God's will.
They should pay up....we did to bail them out!