Since you do not have medicaid, that means either youy choose to not have it or you do not qualify.

If you do not quyalify, there is no good reason not to have a large deductable policy like I had- to cover major expenses, since you make enough ( according to the government ) to cover the minor ones.

Beardedbruce, even the large deductible policies are beyond our reach because of our pre-existing conditions.   Believe me, I have looked into it. If we could afford even a high deductible policy WE WOULD ALREADY HAVE ONE! Please, grow a brain cell or two, ok?