Where we live the towns and cities have the equipment to deal with snow and ice making 4 wheel drive or all wheel drive unnecessary. In foul weather I like to count the vehicles in the ditch or tits up on the median and I've noticed that 9 out of 10 of them are Urban assault vehicles. Too many people get the idea that these hogs are invincible until they try to stop or make a quick steering adjustment. In such cases they are no better than any other vehicle. Worse, because people get a false sense of security.
And, in these parts, if you run studded tires you have to take them off before the 1st of May because they damage the road surface.