Ah. Well, one more good reason to live in Canada, eh? ;-) Maybe it's because we have far fewer banks here (the five major ones pretty well covers it), and they're more regulated than American banks are.

Our five main banks are:

Bank of Nova Scotia
TD/Canada Trust
Canadian Imperial(ist) Bank of Commerce
Bank of Montreal
Royal Bank

Other than those, you might see a credit union here and there, but we don't have a great many smaller local banks the way you do in the USA....just the local branches of the big 5.