Yes, the credit card companies in their hunger to attract many new customers who hopefully will get themselves into debt fast (as a great many seem to) have offered small inducements in the form of bonus points...they give you back 1 percent while charging interest of maybe 18% to the people who don't pay their whole account off when it's due. I agree that if you have the self-control to handle your credit cards wisely and pay them off when they're due, this can benefit you. I use a credit card to buy gas and larger items for that very reason...it saves me a bit of money. I get about 8 cents off on every liter of gas by using my Gas Advantage credit card in this manner.