I'd like to understand about "the Blues" - Blue Cross and Blue Shield. As I understand it, they started out as cooperatives - organizations of doctors who wanted to provide health insurance at a reasonable cost. There was some sort of loose national association of the Blue Cross/Blue Shield organizations, but I think most state organizations were independent. In recent years, they have all become completely commercial concerns, completely devoid of the idealism and community spirit of the original cooperatives.

-Joe-