Some insurances are paying out. It all depends on the company and the claim. The hoteliers, car-hire firms, bus companies that are exploiting the situation know that some Insurance companies will pay. They are therefore trying to make a fast buck out of them rather than the unfortunate people that are stuck. No excuse for it of course, but I can sort of understand why, in a sitaution where there is a hundred people for every room/car/bus seat, thay are trying to sell to the highest bidder. Capitalism in action at it's best (or worst!).

DeG