Well, Sawz... I think we do need to rehash yet again what has gotten US into this mess becasue lots of folks have been led to believe that regulation is "socialism" and/or evil... Until folks understand that regulating certain industry practices, while maybe not what that industry wants, is the tonic then we ain't gonna solve squat...

"A problem cannot be solved with the same conscousness that created it"... Einstein...

In other words, allowing industry to police itself is a recipe for disaster...

B~