After arranging MY comforts (nice house, car....and planning for the travel I never did)... I would spend months agonizing over which charities deserved the 950 million remaining money. Maybe I'd give it to all those above with good ideas.

Maybe the best answer I ever heard was from a good friend many years ago, when it was a 'million' instead of a billion.

Conversation went like this.

"Hey Tony, what would you do if you won a million dollars?"

"Oh, gee...I'd get a nice house....and I've always wanted a Mercedes. Then I'd endow a new chair in in my school's English department and provide some scholarships for needy kids.......Oh, yes- and buy my wife, Karen, a new pair of jeans!"

"Umm...Tony....I don't get that last one. Why a pair of jeans for Karen?"

"Well, because she needs 'em!"