Money is always going to be an issue no matter with any decisions we make in life.

The generation that lived during the war knew about budgeting, money was tight, there was rationing food,clothes etc, and these people brought their children up with respect and good morals.

I dread to think who will look after me as I become older, because there are more children these days growing up with lack of respect of the older generation.

As a child I remember looking forward to Christmas or my birthday, getting a small gift or new clothes. My mother saved for everything, even our secondhand suite and kitchen table. Nobody waits or saves for anything these days. They closed down the pawn shops and introduced credit cards.