Affording assisted living or nursing homes is a problem of immense proportions, as is knowing when to let go by any means necessary.
Buying an insurance policy for elderly care is expensive. The cheapest is about $400 a month for a married couple.
I have heard that $25,000 a month is demanded by some nursing homes. The terms they demand are wicked. Some want a quarter million on deposit at all times. Beware of the extended care seminars put on by "pressionals who will become a middle man money siphon for any policy sales. ......
Many boomers have no policy or plan for the end. Maybe they will have grand suicide blowout parties. Maybe mountain snow party all nighters will be a painless sleepy way to go. I believe there are doctors who will prescribe medications in amounts that will do the job.
In the meantime, quality of life is the best measure for the pleasure that life can bring.
Helping the elderly can go far beyond meals on wheels. Many elderly need a free volunteer geek squad to hep with their computers. Some need home cooked meals or domestic help for only a short span which can be shared by a small group of neighbors.
Compassion joy and empathy is needed everywhere at every turn and every age.