Actually, I'm tickled to have access to the keys of Bb and F, in which I or Kris seem to do quite a few songs, without a capo (since it's tuned a whole tone lower, that's what comes out if I use C or G fingerings). I can still get C, G, and D without capo by using D, A, and E fingerings respectively. I lose A and E unless I use a capo. (Yes, I can do barre chords. No, I'm not going to hold barre chords for all 47 verses of "Sir Patrick Spens" or whatever.) But if it's my lead, and I'd been doing a song in one of those keys, I can usually go up a half tone without crashing. The only risk is that the fiddler may beat on me some.

P.