Why don't they cut the bullshit and simply offer these junkies a hit in return for the snip? I mean that *is* what they're doing after all.

And as well as the junkies, why not use the same 'incentive' for other people desperate for a few bob?
Perhaps they should be offering people who've got themselves into wadges of debt sterilisation in return for a couple of mortgage payments?

I mean after all the recklessness of taking out massive loans for more stuff than you really need, is a bit like gambling and drug taking isn't it?