"Even people here in the UK, who have no job & no money still seem to have a car,a big-screen TV, holidays, drugs,cigarettes,booze etc., so things can't be BAD exactly,can they ?? "

What a totally ignorant comment. When did you last visit a sink estate in Leeds, Wakefield or Hull? You need to stop reading the Daily Mail and get out more and discover how poor people REALLY live. Let me tell you, you would get a very nasty shock.