Jim - your banks (and indeed ours) are already under the control of crooks and incompetents. The change could only be for the better.

I am amazed to see that I am close to agreeing with the Vulcan (John Redwood) about the unwisdom of the UK snatching back £2.5 billion from the poor to "lend" up to £7 billion to Southern Ireland when we don't know if it will be paid back.