I support your stance, Jim. We've all been newbies at one time or another, and clueless many times over in various parts of our lives. Some people just hear pitches chord changes better than others, the same as some folks are more athletic or quicker at maths (and I speak as one who's pretty pathetic at both those latter two).

Mudcat's such a great resource - let's not drive people off it before we've even gotten to know them - or they us. The person who doesn't know the chords to some piece of music may be a treasure-trove of song words or local history.