My question is this; Am I looking at possible bank fraud or county government fraud?

You see, I suspect some kind of fraud has been perpetuated for 5 consecutive years regarding our payment of property taxes.
Every year we send a check to the county and our banking records clearly show the check being cleared. However county says they never cashed the check.
The money later reappears in an inconspicuous manner that is not easily evident in our account records but succeeds in having the county not get paid and adding penalties and court fees that are only partially waived if we hire an attorney and go to court.
Every year we go to court and show our evidence and end up paying extra fees.

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How could this be done? Is it strictly an internal banking action or could the county have someone do this deliberately?

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The bank claims to be doing its own investigation.
I have discovered that the state attorney general's office of consumer complaint could investigate but it is discretionary.
The county executive has been advised along with the county finance dept. The FBI and police are not interested in our situation but one attorney thought the Bureau of licensing might offer help regarding bank fraud. A detective advised that from now on we pay taxes in person and get a hand stamped receipt and a mailed receipt.

Since my wife's accident and surgery, we missed a crucial time to respond to the yearly claim of non payment of property taxes. This time it was turned into a lein, acution of our home and a current foreclosure in 2 weeks in which someone bid to buy our house and for a hundred dollars hope to make lots of money... all over a missing and reappearing $3K check for property taxes year after year..

We can pay whatever is asked even though it costs us thousands of dollars extra every year compared to everyone else, but we hate to go along with a scheme that seems to be essentially based on fraud by persons unknown.



We all face death and taxes, some in peculiar ways.





I now digress and admit I have complained before about a laundry list of annonymous unsubstantiated allegations since we moved here 7 years ago, which include:

Being denied voting, except by a provisional ballot, since an anonymous person claimed that I did not live at my address, while my wife's voting rights were unaffected.

Multiple false allegations of unsubstantiated child abuse.

Crude fire bombs and graffiti found alongside our house.

For less than 2 years we had over 500 anonymous phone calls between 2AM and 4 AM.

and many more events, all sharing a curious anonymous designation.


Maybe this is America today and its all a coincidence or maybe there is a deliberate intent to intimidate us for reasons unknown (which is a contradiction of logic. Hints and hateful remarks are made by certain neighbors but nothing that would serve as proof.

If you know anything about bank fraud or have any other helpful suggestions I would be happy to hear from you. I assure you, we are both law abiding citizens with no criminal record and strive to walk through this world in peace and love. Since we moved here, our good reputations have been marred by actual ongoing unsubstantiated anonymous accusations including this strange manipulation of funds...As if I were a politician or activist in the process of being smeared.

Even if there is a nefarious person behind all this, they probably could not be punished since what they are doing is "virtually" legal, but my knowing who they are might encourage them to stop. I do not believe turnabout is fair play but the list of forms and phone numbers that I have discovered to commit such acts is growing ominous. Once again if this is not coincidence, it sure has a certain aire of sophistication. At this point I could probably write the Handbook of Dastardly Deeds based on recent events. ;^)

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PS

When we sent out our virtual "help me Obi One Kenobi" message regarding this virtual assault, our experience is that there is no help... Maybe people have to go on TV nowadays to get help or even a day in court.