One of my Volvos (the 765T) is now down to under £100 for the year - but that's on a very limited mileage - via Adrian Flux who tried to stitch me up on the agreed terms but after I got ratty they bottled it. Neither of the others is over £250 - and that includes the pretty quick 940 Sport Edition on a 10,000 mile limit. The 745GLT (the twin-cam) is a bit less. Both with Endsleigh - discovered by the use of meerkhats.

Don't get me started on the subject of Aviva - but I think I have nearly finished taming them...