About the old bat - she got her half million, and 8 separate surgeries, and almost a year in the hospital, and had to have her genitalia and upper inner thighs rebuilt after they were cooked, yes, cooked by the coffee for which "too hot" was an amazing understatement. The media didn't report all the details... like that the particular McDonalds had already had scores (more than dozens) of complaints about burns from their coffee, and they had refused to change the temperature to something humans could withstand...

But I gotta agree about the naivete scale; are we sure this isn't another urban legend?