Only you can say if you're feeling sorry for yourself. Sometimes a situation calls for a big scrumptious wallow over what you've lost. Give yourself time to wrap your head & heart around all that's happened and is still happening.

Every supplier needs to be able to get their product to market, but as you say right now you can't. Sucks, no question. Yet being on forced hiatus doesn't mean you need to make a decision about forever. Music is in you to restore when you circumstances permit. You mentioned elsewhere that family is already financially helping you out, but would it be possible for someone to buy your last couple of instruments and store them for you to buy back when times permit? It wouldn't feel so final, especially if you're the sort who gets attached to certain instruments. Don't worry if they can't do that for you though. The reality is that are plenty of guitars & banjos in the world to be had when you can afford it.

Don'tcha hate when life throws those damn personal growth opportunites atcha? I know I do!