I turned the water heater tank thermostat way down this summer, but when we get to cooler days I'll turn it up so I can have satisfactorily hot baths.

When it rains hard here the creek rises in the bottom of the yard and in the street out front. We keep our fingers crossed that it doesn't reach the house, but we do pay flood insurance. I have only one room has wall-to-wall, because I didn't know when I moved in here what the odds would be that they'd get wet. It turned out that the only times the house did get wet were when the gutter on the back of the house was attached wrong and it fed water into the chimney bricks and puddled in front of the fireplace.

SRS