Those "health needs" that Hesperis aludes to are the only reason I cannot make a living with music now or in the forseeable future. Please, do have health insurance if at all possible. Having that insurance was a main reason why we were so poor even while making a living------but it sure came in handy when the stuff hit the fan. Yeah, it was messy, but at least we had a breeze in these days of global warming. ;>)Art Thieme