The Christchurch family that Sandra mentioned, their home was damaged in the earthquake. Then the Rena happened to them.

Some people have more excuse for paranoia than others have.

Fossil, when we emigrated here, our stuff got strike-bound in Australia.
The upside was that we had a fine time repaying all our LPs when we finally got them.

I did note a mint Jack And Danny Brothers dreadnaught on TradeMe for just a buy-now of just $100, just like mine, and I'd recommend anyone to try one, but Bob had other things in process.