I am very grateful for a lot ...including probably renters for my rental house, which I sorely need...still have my job in an uncertain economy..only a couple of years until I could retire. I think the best thing for me to do is just to keep things minimal and as low-stress as possible. I really need a better cash flow and have to look at ways to achieve that without having to summon up get up and go which I do not have...I have put ads out for doing a modest amount of shopping, housework etc. in exchange for free rent, rather than look for another part-time job..which would conflict at times with my main state job...I hope to go to more music camps this next year..already signed up for Rainycamp and Singtime Frolics and Camp Alexandra...hope to make it to Princeton again..would love to go to one of the Georgia Straits but they are pricy...hope to work with others to get at least one group CD out this year and maybe another on canneries for the local cannery group here. The one word that comes to my mind when I think of 2012 is travel...my feets are getting itchy...Had VISA almost paid off..down to under $3k and loss of renters has upped that quite a bit...but hopefully I can pay that off and then my car, which I must say I am enjoying after being without one for several years. mg