Kendall-
"If I don't have time to pull my pants on, I don't have time to get out of the house either."

Speaking from fresh experience, we didn't have time to pull anything on. We just got out. TL neared hypothermia in the sub-zero temperatures; I had on layers and wool socks and was warm. Considering the daily house fires in Maine it's not such a long chance.

Becca- Fire drill, sure; but not spotting nuffink, me!