This is ridiculous. To a person all my forebears were good solid working class types. You know the sort. Never out of work. Never scrounging on the sick. Never frittered their wages away on horses and drink. Always ready to help a friend or neighbour. Never got into debt or owed anyone a red cent, and as honest and as law abiding as the day is long.

So if it's all in our ancestral genes how can anyone explain ME!