"Taking a caravan (untaxed and often uninsured, and definitely gas-guzzling)"

That's the quote, Steve.

Nothing about "separate" insurance. Even if there was, so what? You set out falsely to give the impression that when you were run over by a caravan you would be bereft of compensation.

What rubbish, Richard. I have never set out to give the impression that uninsured caravans are illegal. Read up the thread, way before I posted the bit you quote, where I said: Dammit all, these eejits don't even have to insure the bloody things if they don't want to! which clearly demonstrates that I know that insurance for caravans is optional and separate from the mandatory insuring of cars, and it demonstrates that I've never tried to to imply otherwise. Why would I be stupid enough to do that in a thread full of evangelical caravanners! Cherry-picking someone's posts in order to demonise them is a rather nasty trait, Richard.