I have now got a range of handmade jewellery including fused glass pendants which I would like to take out to festivals/craft fairs. However since we last had a stall I am now being asked to provide a Public Liability Insurance Certificate before they will accept me.

Two Questions 1. Why when I never needed one before?

             2. Does anyone know where I can get some at a reasonable
                price? None of the stuff on the stall is very
                expensive and I only want to go out a few weekends.

Two places I've tried on the internet don't want to know/can't give me a quote.

If anyone has experience of this it would be very helpful.