"Joining EFDSS is going to be your best bet. Cover is included in the membership."

That's what it says on the website, but it wasn't, I was told, sufficient for when I wanted to hire a small bar for a concert. Apparently EFDSS will not suffice as public liability insurance if you want to put on a gig in the downstairs bar of, ahem... Cecil Sharp House.

I was informed that EFDSS membership would not be sufficient because it did not cover me for public liability insurance in their bar "as a promoter".

I don't understand what weird insurance cover the EFDSS have in their building - seems quite whimsical to me. I mean, Sharps Folk Club meets in that very room every single Tuesday night - a club to which absolutely anyone can turn up to, it isn't members only.