Start off with more astringent regulations of the insurance companies, to insure that they MUST NOT violate any part, or intent, of the Constitution of the country they are permitted to operate in..in that case, it is OURS!

First:
No one, in this country, under the Constitution has the 'right' to infringe your rights, with theire wills, including the right to 'pursue happiness', and be free, by providing a 'service' such a health...that includes monopolies, conglomerates, governments, state or fed, unions, pharmaceuticals, medical treatments, etc, etc. up to, and including, 'subscription' to that service, based on profit. As far as 'profit' or 'overage' based on paid in-paid out, the money must be used for research, (NOT PR!), or rebated back to the purchasers, nor be diverted to other uses, than it was intended!!!..(So if either 'party' needs funds for some hushed 'special reason', like another part of the bureaucracy, needs more funds, it may NOT ever be touch). That is OUR money, and it is NOT being spent on things that we have NO say in..other than what it was intended for.........and so far, our government, in it's entirety of both parties, have NOT shown that they can be trusted to that!!

That all decisions are made by the patient/doctor relationship, and NOT by corporate insurers, or government political 'panels'.

..and that's just for starters!

...but I've got company right now,,,see ya'!

GfS