Inflation is a distinct possibility. And yet the blasted Banks continue to accost customers in their branches trying to persuade them to take out loans, mortgages etc. I was approached just last week, and offered a loan (secured on my house!) of a large sum, in spite of the fact that I'm on a Pension and am Old. Of course, the Life Insurance propositions came next. The print-outs of these dastardly suggestions showed that the employee would receive quite a goodly commission had I been daft enough to go for it. I personally think that it should be illegal to push these things. If one wants to discuss loans etc one can make an appointment, but otherwise, leave folk in peace!