Not a super nice person, but very green. I cannot beleive he has done this to me. I find the idea of being repayed by an insurance scam dispicable. I just have no idea how I can face him again. He is in a large circle of friends who would be disgusted at his behaviour. I did wonder whether he had had a break down, but he sent me a letter with obvious lies in it, wanting me to be sympathetic because he was ill in bed all week. When I know for a fact he has been in and out all week in the pub!