A problem seldom addressed is that of hammering the institution and not the individuals who commit crimes while under that institution's protective umbrella.

You've sort of answered your own question. It seems to me that, in the case of child abuse by priests and nuns, there is insufficient sanction imposed on both individuals and institution. If the activities are institutionally-entrenched (for example by hiding or protecting miscreants, or denying the existence of wrongdoing by the authorities), that will serve to perpetuate the wrongdoing. It will just carry on. Not enough wrongdoers, or people in authority, are being properly brought to book Just being allowed to quietly step down, or be moved to a distant parish, is woeful. There are priests around who have been moved in that way who, in any other walk of life, would be festering in jail. I heard the Scottish ex-cardinal described as "brave" by his colleagues. What they should have said that he was lying abuser who had serially misused his powerful position to exploit the vulnerable. Brave my arse. He got found out, decades after his offences, otherwise he'd be in Rome right now voting for a new pope. You can fondle little boys for decades and probably still get away with it. So this will go on and on. Surely there comes a point when a very large and influential body such as the Catholic church must be held to account in a major public enquiry. Internal corrections are proving to be not enough. There is institutional failure on a large scale. When this happened apropos of racism among police officers in London's Metropolitan Police, the organisation was required, under public scrutiny, to put its house in order. There has been good progress as a result (though we still have to go all the way). Until the Church is obliged to accept detailed public scrutiny of all its dealings, including financial, this problem will persist. There is too much secrecy and too much denial going on. You deny, deny and deny until you get found out. I can't think of anything more rotten than that in an organisation that claims to be teaching Jesus's message.