First stab... let me know if it is fleshed out enough to get my basic meaning across. I didn't wanna be too verbose. I excluded a paragraph that I thought was comical about the Cat'lic religion and my take on that because I figured someone would accuse me of more than thread drift for making a simple joke....

I believe in "heaven and hell" as a concept and it need not be associated with religion.

When you die, you don't necessarily "go" to heaven or hell. But, you WILL spend eternity in either, based on the concept of my interpretation of a very simple postulate of mine that may apply to all humans, including even ******** (sorry, couldn't resist that one).

At the very moment of death you have made that choice of heaven or hell… you made it by the way you lived your life and the things you have/have not done… your choices.

As you are dying, you will be judged. You will be judged by you. If you have done "the right things", you will have no regrets. Your conscience will be clear. You be ready to "enter heaven". That is, die with a clear conscience and you will be at peace. If you have done "the wrong things" ("sinned" against "yourself" (God), YOUR God, or others, you will have regrets that CANNOT be undone or atoned for upon your deathbed. That surely must be "hell" and, at that point, you cannot make it right in any way, shape or form. If you are in that "hell" at the moment that you die, that is where you will spend eternity… in hell.

So… that's what I think. It's a quick go at it and it's rough around the edges but I think it's a start to try to explain what I actually feel… think… heaven and hell truly is… regardless of religion. It ain't about religion. It's about "What is Heaven and Hell?"