"...you made it by the way you lived your life and the things you have/have not done… your choices."

Well, I don't know about other people but when you postulate having no regrets and that we are judged by the way we have lived our lives and have and have not done- all I can say is that I have MANY regrets- and sometimes in the darkest hour of the night they keep me awake. I have not killed anyone, I have never been arrested- but I HAVE hurt many people intentionally and not. As I said, I have many regrets. If other people have not, well, bully for you.