""I do not have Paypal and don't know a great deal about it but if you are not a seller, only a buyer, like on Ebay, and other sites, is it true that you have to link Paypal to your checking account?""

I have only a basic bank account with a debit card, and I pay everything through that card.

You can verify your account and deal out of your bank account, but you don't have to, in the UK at least.

Don T.