McGrath has already said it all and the tribunal route may not be as arduous as you imagine. I'm also sure the CAB is a good option - it's got to be worth a chat with them.

But mainly I would say be sure that your hubby's pension rights are not jeopardised. The teachers scheme does not allow people to take early retirement, but there are other options. As I recall, the scheme is based on average salary in the final years of employment so if your husband is going to reduce to half salary, so might his pension expectancy reduce. I have the information somewhere if you need help on this (it's a real pain trying to go through it, but for you Pat, anything!).

In fact, the union rep should have the necessary info first hand and if there has been constructive dismissal which leads to loss of pension rights they absolutely have to take it on.

Best of luck

Terry