As usual Bobert can't get his mind off of skin color. Must suck.

The $95 "tax" is for the first year only. After that it will be calculated in percentages and will be very harsh. The two-digit opt out (not $100, but $95) was designed to sneak this pile of shit past the young. They'll skip the health insurance mandate and pay the fine at the end of the first year, then they'll get crushed at the end of the second, just as Obama leaves office.

The states not participating in the expansion of Medicaid stinks, but if we really have a free-market economy, then shouldn't those states be able to offer LOWER rates once they have dozens of insurance companies competing against one another to get enrollees? No government interference, undercutting, lowering prices. It will be interesting to see how this turns out.