did some searching on the web and then a question sent to the state health dept... but it seems that in New York State, a pharmacy can administer the shot... but you need an order or prescription from your doctor.

Soooo a quick call to my doctor's office and they will check with my insurance to see what is and isn't covered. I know my plan includes the shot... but it may depend on where I get the shot.

How can anyone not think that our health insurance practices are nuts!?! An office visit involves a co-pay while a visit to the drugstore/pharmacy doesn't. But the damn shot is the same regardless of who gives it to you - only the overall cost differs.