I'm in essentially the same situation, Sciencegeek, and have found it satisfactory. save when medical providers like the durable medical goods store I mentioned above try to screw both the insurance company and me, but that's a whole nother thing.

My wife and I are both on Medicare, and we, too, have the Medicare Advantage policy recommended by the AARP. We checked, and they said essentially, "You're set. You don't have to do a thing."

So Nobody from Nowhere in Particular accuses me of being "smug" and not caring about other people.

Now, if the Affordable Care Act will come down like a ton of bricks on outfits like the durable medical equipment store and other rip-off outfits, that's fine with me. It'll save me the trouble of doing battle with them.

Don Firth