Ok... I did download the zipped file from MyOpera, and it looks like they did give me everything- at least the names of the files are there and I checked a couple images. The folder names just numbers, so one would need to look into them, compare them with the albums and rename them for easy manipulation and re-uploading to another site.

I suppose many thousands of folks are doing this, as download time is pretty slow..(10-12 minutes for my 178 MGS)... but I now have my albums 'ready' when I get time. It is just the images... none of the comments or remarks, but I suppose that's all I could expect.