This version is from Ballads and Songs of the Shanty-Boy by Franz Rickaby (Cambridge : Harvard University Press, 1926), page 39: (It's a bit different from the one in the DT.)


SAVE YOUR MONEY WHEN YOU'RE YOUNG
Sung by Mr. Arthur Milloy, Omemee, North Dakota

1. Come all you jolly good shanty-boys; come listen to me awhile.
A story I'll relate to you, a story to beguile.
A story I will tell to you that many's a man has told.
It's save your money when you're young; you'll need it when you're old.

2. Oh, if you are a single man, I'll tell you what to do:
Just court some pretty fair maid that always will prove true.
Just court some pretty fair maid that is not over-bold,
That will stick to you when you are young, find comforts when you're old.

3. And if you are a married man, I'll tell you what to do:
Support your wife and family; you're sworn that to do.
Keep away from all those grog shops where liquor's kept and sold,
For all they want is your money, boys; you'll need it when you're old.

4. Oh, once I was a shanty-boy, and wasn't I the lad?
I spent my money foolish; I swear it was too bad.
And now I'm old and feeble, and wet out in the cold.
Oh, save your money when you're young; you'll need it when you're old.

5. . . . .
. . . .
But yet you'll see the day, my boys, when wet out in the cold.
Oh, save your money when you're young; you'll need it when you're old.