"Alex Salmond and the SNP have been told exactly what the score would be by both the EU and by Westminster and the BOE."

That simply is not so though. The EU has not given any kind of official statement either publicly or directly to the Scottish gvt. There have been some personal opinions by various officials, some high ranking right enough, and lawyers mooted that is all. As to the UK gvt the House Of Commons Library Research Paper came to the conclusion that there is no legal precedent and it will in the end come down to direct negotiations between the Scottish gvt and the EU.

The article in Scotland On Sunday this week suggested that there were various possible options for an independent Scotland within the EU.

1.        Formal sterling currency union with the rest of the UK which is the SNP's favoured choice but of course would need to be agreed by the remaining UK too.
2.        Informal sterling currency union with the rest of the UK though this is seem as problematic and very unlikely
3.        Scotland's own currency fixed. That is pegged to the pound as the punt originally was, or to the Euro as the Danish krone currently is
4.        Scotland's own currency floating.
5.        Euro – a formal currency union
6.        Euro – an informal currency union like Montenegro currently has where that country uses the Euro but is not within the Eurozone. Again viewed as unlikely

"On health and education you do not at present pay for it you contribute towards it,"

Health and education are paid for from the Scottish budget. We contribute to it but the figures show that we contribute slightly more than we are given back. Hence we pay for it.

As to the various other posters suggesting we couldn't afford to go alone. Come one the debate in Scotland has moved well past the "cannae dae it" old arguments where it was suggested Scotland couldn't afford it. No serious commentators now revert to that old tune. It is now in the "is it best tae dae it or no" phase and has been for some time. The subsidy junkie myth was just that a myth!