The NHS pension scheme in England is unfunded. I always assumed the Scottish one was too? My better half had to get her house years in Edinburgh transferred when she moved, but I assumed it was an accountancy move, not a monetary transfer.

It could be an issue. Already, Jersey, Isle of Man.. They have trouble recruiting doctors as the NHS pension situation is complicated, and with the rules altering it will be even harder to sort out.

Although The NHS pension scheme is not as attractive as it was, it still beats other schemes open to higher paid NHS staff. Unless Scotland NHS have a pension pot, it is another huge drain on the coffers. (The CHD, cancer, substance misuse is another huge disproportional drain on NHS Scotland too, but I digress.)

Jim. You say it isn't a nationalist issue? What else can an attempt to form an independent nation be but nationalist? Watch out that by sitting with the men in bowler hats that they don't thank you for delivering their agenda.