oy? And YOU'RE worrying about Christmas pics? I didn't mean to turn the thread into an "PHOTO HTML for DUMMIES" session, but if anybody else wants to try it, Photoloft is the way to go. You can set up different albums, put captions with them, and seemingly do a lot more than on the other site. (You can even turn them into e-mail greeting cards or have them printed out in quantity, for a fee I imagine)Now, if I can just remember to keep my camera with me during the festivities, we should see some results soon!