Well it's a bit like the 'Mudcat wars" here N of the Border: far too many people heaping 4-letter word derision, vitriol and nastiness on anyone who disagrees with them. The Yes campaign are very vociferous, the No Thanks brigade much less so - afraid of having their windows put in, dog shit through their letter-boxes, etc if they declare their inclinations. They may be the silent majority, tho the polls suggest that the gap is closing fast.
The only 2 options are Yes or No: if there had been a 3rd option of "Devo-max" (more devolution of powers to the Scottish Parliament, I'm sure a lot of people would have gone for it. This option was blocked by Westminster: they would only agree to the 2 option referendum.
If there is a No vote, the aim would be for further devolution to occur, but the Yes campaign are currently using as their slogan - "Vote No for a Tory Government", and saying it will never happen.
I have read a lot, watched the TV debates, read thousands of diatribes on Facebook (now hiding most of them, and NOBODY, but NOBODY on either side has really convinced me that they are telling the TRUTH! My vote is already cast by post, and I'm no telling!