Some of the new policies are pretty remarkable, depending on the age of the purchaser. My 22-year-old son has a medical savings account with his high-deductible policy that will act like a ROTH IRA as far as being saved for medical situations. My sister is the benefits officer at the university where she works and has said she loves it - high praise from someone who negotiates insurance contracts every year.

What makes sense for him wouldn't work for someone past retirement, I'm pretty certain. But having this when he gets to retirement age will be a good thing, assuming the GOP doesn't try to undo all of the good parts of the Affordable Care Act.

SRS