My newspaper had an article warning of callers who pretend to be from U.S. Internal Revenue Service and collect money by making threats. They especially prey on the uneducated and the elderly.

My beautician told me of an elderly customer who was taken in by the caller who pretends to be a grandchild in trouble. Fortunately her bank was on the qui vive, and when she went to withdraw her life savings, the bankers said, "Wait a moment. What is this all about?"