Terribilis - please TRY to think. The factor that clearly emerges from even your bigoted rant is that it was the banking system's recycling of geared falsely rated debt that was the key factor. That is squarely down to the right wing ideal of unregulated casino banking. The only complaint the UK right wingers ever made about the Labour deregulation of banks was that it did not go far enough.

It was not the poor who set in motion the events that led to the banking crisis.

But they are paying for it, more than any other group, indeed there are 49 deaths that flow from this government's war on the poor, while during the lifetime of this parliament the richest 1% in the UK have doubled their wealth. If you cannot see why that is totally unacceptable you have no conscience or morals.